Our Mission
Best Top Banks For Small Businesses researches, ranks, and reviews banks and fintech providers that serve small-business owners. Rankings are based on measurable factors such as monthly fees, minimum balance requirements, ATM and cash-deposit access, transaction limits, interest rates where offered, and the availability of business credit cards, lines of credit, or SBA lending. Reviews spell out what a typical owner can expect: account types, fee schedules, branch coverage, online and mobile features, and support hours. Each provider has trade-offs; a low-fee online account can mean no branches or cash deposits, while a large bank may offer more lending options but charge higher fees or require higher balances. Rankings are updated quarterly to reflect pricing changes, feature updates, and new account offerings. Methodology and scoring criteria are published so readers can see how each bank earned its position. The goal is to let readers compare options side by side and match them to needs like frequent cash deposits, international wires, or low day-to-day fees. Readers can view the current rankings and individual reviews to choose the best fit for their business.
Unbiased
We maintain strict editorial independence. No provider can pay to influence their ranking.
Tested
Every provider is mystery shopped to verify their customer service claims.
Verified
We check licenses, insurance, and legal standing so you don't have to.
The Ranking Factors
Verified Reviews
Credentials Check
Mystery Shopping
Pricing Transparency
Eligibility Criteria
Local Reach
Maintain a national footprint, serving small businesses across the country
Experience
A minimum of five years experience in small business banking
Impact
A minimum of 1000 successful business accounts in the previous year